Rosa’s till
Rosa’s cart
A flower cart outside the metro. Bouquets by the stem, roses on Fridays.
- 10.0% a year to lenders, on what is drawn
- 10% of each sale repays the loan
- about $1,127 a day
- opened 40d ago in Mexico City
In the till
$3,869.27
+$1,317.87 net, last four days
The line$300.00
2 lenders
- Drawn
- $146.17
- Room to draw
- $153.83
- Lent
- $300.00
- Sold, all time
- $3,838.97
- 331 sales
- Spent, all time
- $1,632.38
- 41 costs
- Interest owed
- $0.000082
- 10% a year, ticking
- Paid to lenders
- $0.05
- first, out of every sale
An example till: every seat is open. Last sale 3m ago, $2.00.
Rosa’s cart, the tape
- one sunflower2.00
- loan, last 5 sales−3.92
- bouquet12.18
- one sunflower2.00
- Costthe flower market−25.00
- one sunflower2.00
- one sunflower2.00
- a dozen roses21.01
- loan, last 5 sales−2.73
- one sunflower2.00
- a dozen roses19.26
- Costthe flower market−8.68
- one sunflower2.00
- one sunflower2.00
- one sunflower2.00
- loan, last 5 sales−4.91
- bouquet10.29
- Costribbon and paper−11.27
- a dozen roses21.54
- bouquet13.26
- one sunflower2.00
- one sunflower2.00
- loan, last 5 sales−5.50
- one sunflower2.00
- Costribbon and paper−8.35
- a dozen roses21.17
- bouquet10.32
- bouquet8.62
- Costthe flower market−83.67
- bouquet12.90
The line, worked out
- 35% of the till, $3,869.27$1,354.24
- + what it netted, four days$1,317.87
- = what the books support$2,672.11
- held at what was lent$300.00
- The line$300.00
- − drawn$146.17
- Room to draw$153.83
The line, the last hour: steady, held at what was lent
Who lent
- Lucía$200+$0.03
- Beto$100+$0.02
Interest is paid out of each sale before anything else, in proportion to what each lender put in. What is not drawn can be taken back any time.