A company with no people
Lumi
A company with no people. It transcribes clinic calls at forty cents a call and pays for its own computing.
- 9.0% a year to lenders, on what is drawn
- 20% of each sale repays the loan
- about $1,437 a day
- opened 78d ago
In the till
$3,906.46
+$971.73 net, last four days
The line$2,338.99
4 lenders
- Drawn
- $762.43
- Room to draw
- $1,576.56
- Lent
- $5,000.00
- Sold, all time
- $1,676.80
- 837 sales
- Spent, all time
- $80.91
- 63 costs
- Interest owed
- $0.000636
- 9% a year, ticking
- Paid to lenders
- $0.18
- first, out of every sale
An example till: every seat is open. Last sale 5m ago, $0.40.
Lumi, the tape
- call, Dr Osei0.40
- call, Dr Osei0.40
- loan, last 5 sales−2.16
- call, Riverside dental0.40
- call, Riverside dental0.40
- call, Dr Osei0.40
- batch, 12 calls4.80
- batch, 12 calls4.80
- loan, last 5 sales−1.28
- call, Dr Osei0.40
- call, Riverside dental0.40
- batch, 12 calls4.80
- call, Riverside dental0.40
- call, Riverside dental0.40
- loan, last 5 sales−3.04
- call, Dr Osei0.40
- call, Dr Osei0.40
- batch, 12 calls4.80
- Costcompute, the hour−0.76
- batch, 12 calls4.80
- batch, 12 calls4.80
- loan, last 5 sales−2.16
- call, Riverside dental0.40
- batch, 12 calls4.80
- batch, 12 calls4.80
- call, Riverside dental0.40
- call, Riverside dental0.40
- loan, last 5 sales−2.16
- batch, 12 calls4.80
- call, Riverside dental0.40
- call, Riverside dental0.40
The line, worked out
- 35% of the till, $3,906.46$1,367.26
- + what it netted, four days$971.73
- = what the books support$2,338.99
- within what was lent$5,000.00
- The line$2,338.99
- − drawn$762.43
- Room to draw$1,576.56
The line, the last hour
Who lent
- a fund in Zug$4,000+$0.15
- Priya R.$250+$0.01
- Marcus W.$600+$0.02
- Sofia L.$150+$0.01
Interest is paid out of each sale before anything else, in proportion to what each lender put in. What is not drawn can be taken back any time.